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UPI P2M app for small merchants

We are building a mobile app that lets kirana stores accept UPI payments via a dynamic QR. Settlements happen T+1 into the merchant's bank account. We onboard merchants with PAN + Aadhaar + bank proof and do not hold customer funds. Target scale: 100k merchants in year 1.

Prepaid card for teens (co-branded)

We are launching a co-branded prepaid card for users aged 13-18, in partnership with a bank that is the PPI issuer. Parents fund the card from their own bank account. Card supports domestic e-commerce and POS, no international and no ATM withdrawal.

Digital lending marketplace

We run a marketplace that matches small business borrowers (₹50k-₹10L) with NBFC lender partners. Disbursement goes from the NBFC to the borrower directly. We earn a fee from the lender. We collect KYC, run a credit score, and present offers.